Let DialXS advise you about SEPA

The Single Euro Payments Area (SEPA) stands for a European Union (EU) payments integration initiative. With the introduction of the euro currency in 1999, the political drivers of the SEPA initiative – EU governments, the European Parliament, the European Commission and the European Central Bank (ECB) – have focused on the integration of the euro payments market. Since then, the political drivers have called upon the payments industry to bolster the common currency, by developing a set of harmonised payment schemes and frameworks for electronic euro payments.

What are the benefits?

SEPA generates significant benefits for customers of Payment Service Providers (PSPs). The EPC offers a series of publications, which outline the benefits of SEPA for different stakeholders including consumers, businesses and public administrations (see ‘SEPA Benefits for Customers’).


Belgium, Brazil, Bulgaria, Canada, Cyprus, Denmark, Germany, Estonia, Finland, France, Greece, Hungary, Ireland, Italy, Croatia, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Austria, Poland, Portugal, Romania, Slovenia, Slovakia, Spain, Czech Republic, United Kingdom


Bank, Guaranteed

Key benefits


Once the consumer has paid, the deposit can not be reversed by the consumer


Available in 34 countries

Real time

Payments are processed real time


You can refund a transaction with a single click

Familiar, known and high coverage

Alle European consumers are familiar with the product